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Introduction to GCAPay API

Welcome to the GCAPay API documentation. GCAPay provides a comprehensive payment solution for businesses operating in Tanzania, offering seamless integration with mobile money operators.

What is GCAPay?​

GCAPay is a modern payment gateway that enables businesses to:

  • Collect payments from customers via mobile money (Airtel Money)
  • Disburse funds to recipients instantly
  • Manage users with robust authentication and KYC verification
  • Track transactions with detailed reporting and analytics

Key Features​

🔐 Secure Authentication​

  • JWT-based authentication system
  • OTP verification for enhanced security
  • Password reset functionality

💰 Payment Processing​

  • Collections: Accept payments from customers
  • Disbursements: Send money to recipients
  • Support for Airtel Money (with more MNOs coming soon)

👥 User Management​

  • Multi-user type support (Merchant, Agent, Admin)
  • Comprehensive KYC document upload
  • User profile management

📊 Transaction Management​

  • Real-time transaction tracking
  • Transaction history and reporting
  • Balance inquiries and statements

API Base URL​

https://gcapay.site/api/v1/

Service Architecture​

The GCAPay API is organized into two main services:

  • User Service: Authentication, user management, and KYC
  • Payment Service: Collections, disbursements, and transaction processing

Getting Started​

  1. Register your account - Contact our team for account setup and KYC verification
  2. Get your API credentials to obtain access tokens
  3. Start making collections or disbursements
  4. Monitor your transactions

Support​

For technical support or questions, please contact our development team or refer to the specific endpoint documentation in the following sections.